5 Things About HDFC Diners Club Black You Need To Know

If you’re looking for a card that matches your upscale lifestyle, the HDFC Diners Club Black might be for you. Whether you wish to dine at the finest restaurants or enjoy top-tier hotels while you travel, this card has some connections to help you out.

By getting in on the Black Club, you also have the opportunity to score membership with HDFC partners like Club Marriot. With this card, you can also save big on annual fees and achieve milestones to win AirMiles that can be later used in reputable hotels and airlines.


Our editors have looked at several types of Black cards and have decided on doing a breakdown of the HDFC card for you. You can find out exactly how your spending dollars will give you access to exclusive details. And you will also find out basic things like interest rates and other charges as well as how to apply.

Why You Might Want an HDFC Diners Club Black Card

Everybody loves free stuff, regardless of income status or age. The HDFC Bank Diners Club Black card delivers that free stuff with an upswing. If you’re looking for dining, travel, and even wellness rewards, this card comes through. Let’s have a look at what the card has in store for you.


Membership Privileges

On buying this card and completing your first transaction, you stand a chance to win complimentary annual membership from HDFC partners such as club Marriot, Forbes, Amazon prime, and Zomatogold to name a few!

In addition, you can even win these complimentary benefits throughout the year upon achieving the “annual spend milestone” of INR 8 lakhs! And on spending over INR 80,000 every month, you can win monthly milestone benefits such as 2 monthly vouchers worth 500 from Ola Select membership, TataCLiQ or BookMyShow.

Profit While You Travel

With HDFC Bank Diners Club Black Card in your pocket, you can travel with benefits! So, next time you decide to go on a trip, you will be able to book hotels and air tickets from over 150 hotels and airlines with this card! And every reward point that you earn has a value of INR 1.


You can redeem these points for AirMiles at Club Vistara, Singapore Airlines, InterMiles, British Airways Executive Club and many more!

Wellness Rewards

When you become a member of the HDFC Bank Diners Club Black Card, you will get exclusive discounts at reputable gyms, spas, and salons. This way, you can take good care of your mind, body, and soul without bearing a hole in your pocket.

Moreover, HDFC offers you complimentary golf games every quarter at the finest courses and exclusive concierge services 24/7!

Rewards and Redemption

With this card, you can earn 5 reward points on every INR 150 you spend when you go on a shopping spree. These reward points can be used to buy flight tickets and book hotels at the reward redemption catalog which is available reward redemption catalog. On receiving the rewards, you must remember that they are valid only for 3 years from the date of accumulation.

Unparalleled Protection

HDFC also takes good care of its customers by giving air accidental death coverage of INR 2 crores, emergency overseas hospitalization coverage of INR 50 lakhs, credit liability cover of up to INR 9 lakhs, and travel insurance cover of up to INR 55,000.

In addition, you can enjoy low currency marks upon all foreign currency spends, convenience fee waiver on all fuel transactions and get to enjoy 50 days of interest-free credits!

Are You Eligible For the HDFC Bank Diners Club Black Card?

HDFC Bank Diners Club Black Card cannot be availed by both salaried and self-employed customers unless they fit the bill of eligibility criteria. To apply for this card one must be aged between 21 and 60 years.

For salaried members, the income should be more than INR 1.75 lakhs per month. On the other hand, self-employed customers must have an income of more than INR 21 lakhs per year.

What Are the Charges For the HDFC Bank Card?

When you possess the HDFC Bank Diners Club Black Card you may have to incur some fees and charges. Here we’ve mentioned fee and charges to give you an idea before you apply for the card.  To learn more about the card and terms and conditions, click here.

Fees Charges
Annual membership fees INR 10,000 and applicable taxes
Renewal fee No renewal fees when you spend INR 5 lakhs in 12 months
Interest rates 1.99%
Foreign currency markup 1.99%

How to Apply

After you have checked the eligibility criteria, you can visit the application page to start the procedure of getting the card. You will have to enter the details that are asked in the form and submit it after the completion. Immediately after the submission, you will receive a call from a dedicated representative to help you out with the next procedure.

You can even walk into the nearest HDFC branch, using the branch locator app to apply for the card. For more information, get in touch with the HDFC support here.

How to Contact HDFC

Address: HDFC Bank, 82, Cyrus Avenue, Khatija Mansion, Dr. Anandrao Nair Rd Mumbai Central Mumbai-400008 IFSC – HDFC000052

Telephone:+917573919585 (chargeable)


There are many reasons folks look for credit cards, it might be to get them through a tough financial time. Chances are that if you’re thinking about applying for the HDFC Diners Club Black card, you’re more excited about perks.

Note: There are risks involved when applying for and using an HDFC Bank Diners Club Black Card. Consult the bank’s terms and conditions page for more information