Master the Epos Gold Card Application with Our Comprehensive Guide

Our guide simplifies the Epos Gold Card application process with step-by-step instructions and expert tips.

Whether you’re new to credit cards or a seasoned applicant, our guide ensures you have all the information you need to apply confidently. 


With the Epos Gold Card’s range of benefits and features, you can enjoy a premier credit card experience tailored to your needs.

Overview of Epos Gold Card

Introducing the Epos Gold Card: a premier credit card offering many exclusive features and benefits. Here’s what you can expect:

  • Cashback rewards: Earn cashback on every purchase, including a higher rate for specific categories.
  • Travel insurance: Enjoy comprehensive coverage with higher limits compared to other cards.
  • Concierge services Benefit from 24/7 personalized travel, dining, and entertainment assistance.
  • No foreign transaction fees: Use your card worldwide without incurring additional costs.
  • Extended warranty: Receive an extended purchase warranty, providing extra peace of mind.
  • Exclusive events and offers: Gain access to exclusive events and offers tailored to cardholders.
  • Personalized customer service: Experience dedicated support tailored to your needs and preferences.

Master the Epos Gold Card Application with Our Comprehensive Guide


Application Process

Our guide will help you navigate the Epos Gold Card application process. Here’s what you need to do:

  1. Visit the Epos website or call customer service to request an application form.
  2. Fill out the form with your personal and financial information.
  3. Submit the completed form and any required documents, such as proof of income or identification.
  4. Wait for the approval decision, which typically takes a few business days.
  5. Upon approval, you will receive your Epos Gold Card in the mail within 7-10 business days.

Specific Requirements and Documents Needed for the Application

To successfully apply for the Epos Gold Card, you must prepare specific requirements and gather the necessary documents. 

Here’s what you’ll need:

  • Personal information: Provide your full name, address, contact details, and date of birth.
  • Financial information: Include details of your income, employment status, and any other sources of income.
  • Identification documents: Submit a copy of your passport, driver’s license, or national ID card.
  • Proof of income: Provide recent pay stubs, tax returns, or bank statements to verify your income.
  • Credit history: Consent to a credit check to assess your creditworthiness.
  • Other requirements: Depending on your circumstances, you may need to provide additional documents requested by Epos.

Eligibility Criteria

You’ll need to meet specific eligibility criteria to qualify for the Epos Gold Card. Here’s what you need:

  • Age: You must be at least 18 years old.
  • Income: You should have a minimum annual income of $30,000.
  • Credit score: A good credit score, around 670 or higher, is typically required.
  • Residency: You must be a resident of the United States.
  • Other requirements: Epos may have additional criteria, so it’s best to check with them directly.

Features and Benefits

Discover the exclusive features and benefits that come with the Epos Gold Card:

  • Cashback rewards are available on all purchases, with higher rates for specific categories.
  • Travel insurance coverage has higher limits than other cards.
  • 24/7 concierge services for travel, dining, and entertainment.
  • No foreign transaction fees for using the card worldwide.
  • Extended warranty on purchases for extra peace of mind.
  • Access to exclusive events and offers tailored to cardholders.
  • Personalized customer service providing dedicated support.

Interest Rates and Fees

Here’s a breakdown of the interest rates and fees associated with the Epos Gold Card in yen:

  • Annual fee: ¥16,500 annually, providing access to premium benefits and services.
  • APR: The variable APR varies from 15.99% to 24.99%, depending on your creditworthiness. Lower rates may be available for those with excellent credit.
  • Balance transfer fee: 3% of the amount transferred, making consolidating balances from other cards affordable.
  • Foreign transaction fee: None, allowing you to shop internationally without extra charges.
  • Late payment fee: Up to ¥4,400, underscoring the importance of timely payments to avoid additional costs.
  • Returned payment fee: Up to ¥4,400, emphasizing the need to ensure sufficient payment funds.
  • Cash advance fee: Either ¥1,100 or 5% of the amount, whichever is greater, with convenient access to cash when needed.

Security and Protection

Ensuring the security and protection of your financial information is paramount with the Epos Gold Card. 

Here are the measures in place to safeguard your account:

  • Fraud protection: Benefit from advanced security features to detect and prevent unauthorized transactions.
  • EMV chip technology: Enjoy enhanced security when making in-person transactions.
  • Zero liability protection: Rest easy knowing you won’t be held responsible for unauthorized charges.
  • Secure online account management: Access your account securely online to monitor transactions and manage your account.
  • Customer verification: Epos may request additional verification for certain transactions to ensure security.
  • Lost or stolen card support: If your card is lost or stolen, you can receive immediate assistance, minimizing potential losses.
  • 24/7 customer service: Access dedicated customer service representatives around the clock for any security concerns.

Master the Epos Gold Card Application with Our Comprehensive Guide

Factors That Affect Your Application

Several factors can influence the outcome of your application for the EPOS Gold Card. Here are the key factors to consider:

  • Credit score: A higher credit score increases your chances of approval and may qualify you for better terms.
  • Income: A higher income can demonstrate your ability to repay the credit card debt.
  • Employment status: Being employed full-time can strengthen your application.
  • Existing debt: High levels of existing debt may raise concerns about your ability to manage additional credit.
  • Credit history: A more extended and positive credit history can improve your application’s chances.
  • Recent credit inquiries: Multiple recent credit inquiries may indicate financial stress and could negatively impact your application.

How to Check Your Application Status

After submitting your application for the Epos Gold Card, it’s natural to wonder about its status. Here’s how you can check:

  • Online: Log in to your account on the Epos website and navigate to the application status section.
  • Phone: Call the Epos customer service hotline and provide your application details to inquire about your status.
  • Email: Email the Epos customer service team with your application details to request an update.
  • In-person: Visit a local Epos branch and speak to a customer service representative for an update on your application.

Customer Support

For inquiries or assistance regarding your Epos Gold Card, you can contact the customer service center at the following address and phone number:

  • Address: 1 Chome-22-6 Jinnan, Shibuya City, Tokyo 150-0041, Japan
  • Customer Center Hours: 9:30 AM – 6:00 PM (Monday to Friday)
  • Tokyo Phone Number: 03-3383-0101
  • Email:

Feel free to contact our dedicated customer service team with any questions or concerns about your Epos Gold Card application or account.

To Conclude

Mastering the Epos Gold Card application process is within reach with our comprehensive guide. 

Whether you’re drawn to its cashback rewards, travel benefits, or exceptional customer service, the Epos Gold Card offers many advantages. 

Take the first step toward enjoying these perks by applying for your own Epos Gold Card today. Experience the difference firsthand.


The information provided in this article is for informational purposes only and should not be considered financial advice. 

Please consult a financial advisor or representative from Epos for personalized guidance regarding your financial situation.