As much as we plan and save for a rainy day, sometimes unexpected expenses pop up, if that’s happened, you might want to check out the HSBC Visa Platinum Card. You might need to fly somewhere all of a sudden or need to make a major repair. If so, you need a card that’s going to help you right away. If you’ve got decent credit, HSBC Visa Platinum can get back to you in as little as 24 hours.
With HSBC Visa Platinum Card in your pocket, you can instantly take the burden of unexpected expenses off your shoulder. In addition to flights, you can get instant access to a host of other premium benefits that the bank has to offer to you along with the card. You can shop all you want, fill up your vehicle whenever you need, dine in the fanciest restaurant and buy everyday groceries with just a swipe of the card.
Of course there are a ton of offerings out there in credit card world, so take your time before you decide which card you’re going to apply for. Our editors have looked into the details of the HSBC Visa Platinum Credit Card and rounded up some details you need to know. Make sure you read everything through before you decide whether or not this card is for you.

What Are The Features Of The HSBC Visa Platinum Card
The HSBC Visa Platinum Card comes with amazing features like no joining and annual fees. You will also get partner offers in BigBasket, Amazon Pantry, MakeMyTrip, BookMyShow and more. Take advantage of introductory benefits of up to INR 4,250!
You can convert air miles on Singapore Airlines, British Airways, InterMiles. When you lose your card, you will not be liable for any loss. In fact, you can get coverage of up to INR 3,00,000 on misuse of your lost card for up to 24 hours. On card loss, you will be able to get an emergency replacement within 3 days, anywhere around the world.
When you choose this card, you can get emergency cash at over 22,000 outlets located across the globe, be safe with insurance covered by ICICI Lombard General Insurance Company Limited and have an Interest-free credit period of up to 52 days!
What Are The Benefits of The HSBC Visa Platinum Card?
When it comes to benefits, this card will offer INR 2000 cashback within 90 days. At the domestic and international airport, you can get access to the lounges twice or you can choose to avail 2 airport restaurant meal vouchers of INR 400
On the other hand, you can win a INR 250 Swiggy voucher upon completing your first transaction within 60 days of purchasing the card. You can enjoy movies throughout the year with vouchers up to INR 3000 from BookMyShow!
Not to mention, you can get 2 reward points for every transaction of INR 150. When you spend 4 lakhs on the anniversary year, you will be eligible to win 5X points on every transaction thereafter. In addition, you will get 15% off in over 1000 restaurants and fuel surcharge waiver PAN India for the transaction of INR 400 to INR 4,000
Apart from the above-mentioned benefits, you will get cash advance, global access, additional credit cards, online convenience, phone banking and more. You can reach their reliable customer services available 24/7.
What Are The Fees Of This Card?
Here is a clear-cut breakdown of the fees and charges involved in this card.
Fee | Amount |
Joining fee | NA |
Annual fees | NA |
Annual add-on charges | NA |
Financial charges | 3.3% p.m from the date of transaction |
Duplicate statement request | INR 100 every statement |
Cheque bounce charges | INR 350 |
Over limit fee | INR 500 every month |
Cash advance transaction fee | 2.5% of the withdrawn amount |
Are You Eligible For The Card
To own an HSBC Visa Platinum Card, you have to qualify with certain eligibility criteria. First of all, you must hold Indian citizenship. Moreover, if you are a salaried employee, you must be aged anywhere between 18 and 65 years and draw a monthly salary of about INR 75,000 and above.
How to Apply For The HSBC Platinum Visa
Do you think you are eligible for the HSBC Visa Platinum Card? Then, follow these steps to apply for the card online.
Firstly, you have to click here to access the application. Secondly, fill out the application with your basic details including occupation, income, contact number and others. On the same page, from the drop-down, choose HSBC VISA Platinum credit card. Add additional details and proceed further. Finally, click on the submit button to complete the procedure.
HSBC Platinum Visa Card Conclusion
Before you consider this card, take a quick look at the reasons you should go for the card and why you may have to reconsider your choice. When you choose this card, you don’t have to pay a membership or annual fees, bear fuel surcharge. You will get amazing discounts on dining, shopping, 5X rewards for spends, and additional benefits upon reaching the milestones. However, you must spend a set amount to qualify for rewards. Also, with this card, you will not get concierge services.
How To Contact HSBC
If you are interested in this card and wish to learn more, then you can get in touch with them at 1800 266 3456 or 1800 120 4722 or you can search for the nearby HSBC office using the branch locator and walk into the branch to meet the customer service executives in person.
Note: There are risks involved in using credit. Consult the bank’s terms and conditions page to learn more.