Best Travel Credit Cards
If you enjoy travel planning, then applying for a rewards credit card can go a long way. Being a member will not only allow you to earn rewards programs and complete milestones that result in points and bonuses, but it can also move you a step closer to your next trip with every travel purchase. While there are a plethora of brand-specific cards that are directly related to a hotel chain or an international airline company, you can also go with general-purpose credit cards.
In this article, we have prepared a list of the top 24 cards available when it comes to the rewards offered. Click Next to find the right card for you!
Chase Sapphire Credit Card
As one of the first travel cards that became massively popular, the Chase Sapphire card is highlighted by a welcome bonus of 80,000 points and an annual fee of $95. This is quite reasonable given the perks that you will have access to. You can easily transfer earned points from one Chase card to another, which makes this rewards program unique in terms of purchase versatility. You will get 2 points for every dollar spent on dining and 1 point for every dollar on other purchases. However, keep in mind that for each accommodation or airplane ticket you book through Chase, you get 25% more.
American Express Gold Card
This card asks for a good-excellent credit score (690-850) and is highlighted by an annual fee of $250, which may not be the easiest to cope with. However, it offers a fantastic rewards program, as you can get 4X points on all restaurant purchases (worldwide), 4X on all supermarket purchases (US), and 3X for airfare booked through Amex. That, as well as the intro offer of 60,000 points, is the main reason why we would recommend it.
Citi Premier Card
Much like the American Express Gold Card, this one is highlighted by relatively high requirements, as you need to have a credit score between 720-850 to be eligible. Still, its annual fee is $95, which is much better. You are also looking at a friendly intro offer of 60,000 points. This card is just perfect for earning travel points through supermarket/dining purchases, and you also get $100 off for a single hotel booking that is above $500 (annual benefit).
Discover it Miles
If you are looking for a credit card that offers flat travel rewards and is highlighted by zero annual fees, then you are in the right place. The rewards rate is only set at 1.5X points, but that is still great given the fact that it is simple to apply for this card and that you will be getting a Discover Match bonus at the end of the first year. This match is equal to your rewards earning, so you actually get double what you earned for the first year.
American Express Platinum Card
It all depends on what you are looking for – if you want VIP treatment, then you won’t go wrong with this card. It is highlighted by a high annual fee of $550, but the fact that you are getting 5 points for every dollar spent on airfare and hotel bookings is quite uplifting. This card is the perfect choice if you travel often and your expenses are quite high.
Chase Freedom Unlimited
The main benefit of this credit card is that you are looking at 5% cashback on all travel bookings that are made through Chase. For restaurant expenses, the cashback rate is set at 3%, and you will also be subjected to a cool $200 intro offer after spending $500 within the first 90 days of creating your card.
Chase Freedom Flex
This card is similar to the aforementioned credit card, as you get 5% cashback on travel and 3% on dining purchases. Additionally, you are looking at 5% cashback for market purchases, except for at Target and Walmart. Keep in mind that it charges a foreign transaction fee, which doesn’t make it the best for international travel. However, with the cashback program being quite rewarding, it still is a good choice.
Chase Sapphire Reserve
At first glance, this credit card may seem like a luxurious investment that you aren’t yet ready for. However, the truth is a bit different. Although you do need to pay an annual fee of $550 and have a credit score between 720 to 850, there are a number of travel perks that you will get to enjoy. You can get reimbursement for Global Entry/TSA Pre-Check, a budget of $300 for travel on an annual basis, as well as points for every dollar spent on accommodation/airfare.
Capital One Venture Rewards Credit Card
The fact that this credit card is highlighted by simple points redemption, as well as an innovative rewards program, is why it is considered to be one of the best travel cards on the market. What you are paying is a $95 annual fee, while you will be eligible for 2 points per dollar spent on accommodation/airfare, as well as 100,000 points as an intro offer.
The World of Hyatt Credit Card
The intro offer for this one is set to 25,000 points, while the annual fee is $95, which is considered to be quite reasonable when it comes to travel credit cards. As you probably guessed, it is perfect if you are a Hyatt regular customer. You will get 4 points on each dollar spent on Hyatt accommodations, as well as a free night on an annual basis and another if you spend more than $15,000 a year with this card.
Chase Ink Business Preferred Credit Card
While this credit card may not be ideal for all business owners, it certainly is great if you enjoy booking your accommodations and airfare through Chase. It offers the best point-redemption options. Additionally, as long as you don’t exceed the spending limit of $150,000 annually, you will be able to get 3 points for every dollar spent on telecommunications, travel, and shipping.
American Express Business Platinum Credit Card
We understand that an annual fee of $595 may look like a huge expense. However, if you are someone who truly spends a lot of time traveling and flying, you will understand that this is a bargain. Apart from the intro offer of 75,000 points, you will be getting 5x rewards on all airfare/accommodation that is booked through amex.com. Not only that, but you can get $200 for airline fees, reimbursement for Global Entry/TSA Pre-Check, and elite status in Marriott and Hilton hotels.
Wells Fargo Propel American Express Card
One of the coolest features of this credit card is that you are looking at 3x rewards for travel expenses, dining, and even some streaming services. Not only that, but you also get 20,000 points as an intro offer as soon as you spend $1,000 within the first 90 days. Additionally, you won’t be paying an annual fee, which is a huge perk, especially when you compare it to some of the aforementioned business cards.
Hilton Honors Amex Aspire Card
If you travel a lot, then you know that Hilton is one of the most successful hotel chains in the world. Thus, getting their Amex Aspire card is an excellent idea. This card is highlighted by a $450 annual fee, but it offers a number of rewards, including 14x points on Hilton purchases, 7x rewards on US restaurants and airfare/rental (if eligible), and 3x points on all other purchases. Not only that, but it also offers a number of temporary benefits that could help you go through these tough Covid19 times.
Delta SkyMiles Platinum American Express Credit Card
This is another credit card that is in collaboration with American Express and is highlighted by an innovative rewards program. It includes 3x points on Delta stays, 2x points on US restaurants, and a single point per dollar spent on all other purchases. If you are looking to hit that Medallion status, you won’t be able to find a better credit card than this one. Don’t forget that you also get a $100 statement credit as long as you make a relevant purchase within the first 90 days.
Marriott Bonvoy Boundless Credit Card
As another co-branded credit card, this option is just ideal if you are looking for something in the middle tier. It comes with an annual fee of $95 and is with 6x rewards for any accommodation at the Marriott Bonvoy hotels. Not only that, but you will also be receiving a free night’s stay on an annual basis after your account anniversary has passed. Lastly, the intro offer that comes with this credit card is impressive, as you are getting as much as 75,000 points if you spend $3,000 within the first 3 months.
Alaska Airlines Visa Signature Credit Card
Moving on with our list of the best credit cards for travel, this one comes at a reasonable annual fee of $75. Most importantly, it offers a fantastic 3x rewards program for all purchases that are related to Alaska Airlines airfare. Not only that, but you are also getting $100 worth in statement credit, as well as 40,000 bonus points after you have spent $2,000 in the first 90 days since opening the account.
Citi AAdvantage Platinum Select
No, this credit card won’t offer you a number of luxurious benefits or charge-free lounge access, but for the affordable $95 annual fee, you are getting a number of other travel-related perks. If you enjoy flying with American Airlines, then this card can come in handy, as you are getting 2x rewards on all purchases related to this company, as well as restaurants and gas stations. Additionally, you get 50,000 bonus miles once you spend $2,000 in the first 3 months.
Southwest Rapid Rewards Credit Card
With a friendly 15.99%-22.99% APR variable, the intro bonus of 40,000 points, and an affordable $69 annual fee, this credit card is quite a good deal. What you are getting is 2x rewards for purchases related to Southwest, as well as Rapid Rewards car rental/hotel partners. Additionally, you will be getting a single point for all other purchases that you make.
Marriott Bonvoy Bold Credit Card
The main benefit of this travel credit card is that you won’t be paying any kind of annual fee. This, as well as the fact that you are getting a bonus of 30,000 points once you spend $2,000 within 90 days of opening the account, is why we consider this credit card to be a good choice. You will be eligible for 3x rewards on all expenses at hotels that are in the Marriott Bonvoy partnership (over 7,000 hotels), as well as 2x rewards for all other travel expenses.
TD First Class Visa Signature Credit Card
There are a number of fantastic perks that come with this credit card, and they aren’t only travel-related. First and foremost, while you will have to pay a fee of $89 on an annual basis, it is waived for the first year. Additionally, there is an intro bonus of 20,000 points as long as you spend $3,000 in the first 6 billing cycles. Also, you can get 3x rewards for all travel/dining purchases and a single point for a dollar spent on all other purchases.
Bank of America Travel Rewards for Students
The main reason why we consider this card to be so good for students is that you won’t be charged any annual fee, and you are eligible for 1.5x rewards on every dollar spent. That, as well as the fact that you are getting 25,000 bonus points if you spend $1,000 within the first 3 months, makes this card such a student-friendly choice.
United Gateway Card
In order to be eligible for this credit card, you will need to have a credit score that is good or excellent (anywhere above 700). You will enjoy 20,000 bonus points that aren’t limited to airline spending, as well as no annual/foreign transaction fee. It truly is a good choice. Not to mention, you get 2x rewards for all United Airlines purchases, as well as 3x rewards for grocery purchases up to $1,500 per month through 9/30/2021.
Marriott Bonvoy Brilliant
Last but certainly not least is this fantastic credit card that comes with an annual fee of $450. This is quickly justified, as you are getting a single anniversary stay, as well as $300 worth of Marriott points on an annual basis. Not only that, but you also get 15 Elite night credits, as well as a complimentary Bonvoy Elite Status.