The Citi Premier card helps you earn rewards fast. Get bonus points on travel, dining, and more.
This article explains its features, benefits, and costs. Find out how to turn spending into valuable rewards.
About the Citi Premier Card
The Citi Premier card rewards spending on travel, dining, and shopping. Earn points through a special bonus program and everyday purchases.
It includes perks like complimentary insurance and hotel discounts. Cashback options add more value.
This card is ideal for frequent travelers and smart spenders. Learn how it fits your needs in this article.
Key Features of the Citi Premier Card
This card helps you earn and redeem points easily. It offers rewards and perks for travelers and everyday use.
Earn Points
Earn points on travel, dining, and shopping. Spend $7,000 in three months to unlock the Citi Premier card sign-up bonus of 150,000 points.
Everyday purchases also earn points quickly. Travel and dining provide extra value.
Hotel stays often include the Citi Premier hotel benefit for discounts. Rewards grow fast with this card.
Redemption Options
Points can be redeemed in flexible ways. Travel offers the most value, covering flights and hotels. Use points for gift cards, merchandise, or cashback.
Travel rewards often include extra bonus value through Citi ThankYou. Cash back helps offset bills or savings. The options fit many needs.
Benefits and Perks
This card provides benefits that improve your travel and lifestyle. It adds value to your everyday spending.
Travel Benefits
There are no foreign transaction fees, ideal for global use. Travel insurance protects your trips. Book international flights to save 5% on flights with Trip.com.
Lounge access is available twice a year. Payments abroad are simple and secure. These perks are perfect for frequent travelers.
Exclusive Access
Enjoy presale tickets and exclusive offers. Save 10% on select hotels with the Citi Premier hotel benefit. Get monthly $10 cashback on services like BINGE.
Cashback offers apply to select brands automatically. Perks cater to travel and entertainment needs. This card enhances everyday spending and experiences.
Interest Rates and Fees
This card comes with clear rates and fees. Understanding these terms helps you plan your spending wisely.
Annual Fee
The annual fee for this card is $300. There is no additional charge for up to four extra cardholders.
Extra cardholders must be at least 16 years old. The minimum credit limit starts at $10,000, and the maximum is $100,000.
These terms make it suitable for both individuals and families. Knowing these details helps you manage costs effectively.
APR for Purchases and Balance Transfers
The retail purchase rate is 22.49% p.a. Purchases on an installment plan may have lower fixed rates.
The cash advance rate is 22.99% p.a. Balance transfers are offered at 0% p.a. for the first six months.
After that, the rate reverts to the cash advance rate. Note: no interest-free period applies if a balance transfer is active.
How to Apply?
Applying for this card is straightforward. Follow these steps to complete your application.
- Visit the official Citi website to begin the application process for the Citi Premier card.
- Click on the clearly labeled “Apply Now” button to access the online application form.
- Fill in all required personal details, including your full name, current address, and income information.
- Select your preferred credit limit, with a minimum option starting at $10,000 or higher if eligible.
- Carefully review all the details you entered to ensure your application is accurate and complete.
- Submit the completed form online and wait for a response on your application status and approval.
Eligibility Requirements
Applicants must meet basic criteria to qualify. You need to be at least 18 years old to apply. A steady source of income is required for approval.
Your credit score must meet the minimum requirement set by Citi. Additional cardholders must be at least 16 years old.
Providing accurate information during the application helps avoid delays. Make sure you meet these conditions before applying.
Easy Steps to Earn 150,000 Bonus Points
Unlocking the bonus points is straightforward and takes just a few steps. Follow these simple steps to start earning rewards.
1. Effortless Application
Apply online with a fast and easy process. Completing the application takes about 10 minutes.
Ensure all your details are accurate to avoid delays. Once approved, you’re ready to start earning rewards.
2. Shop and Earn
Spend $7,000 on eligible purchases within the first three months. This earns you an impressive 120,000 bonus points.
Focus your spending on everyday and larger transactions to reach the goal quickly.
3. Enjoy Long-Term Rewards
Keep your card open for 12 months or more. After this period, you’ll earn an extra 30,000 bonus points. This adds long-term value to your rewards program.
How to Earn Bonus Points?
Earning points with this card is straightforward. You can maximize your rewards by spending in specific categories.
- Online Spend: Earn 2 points for every $1 spent on eligible transactions made through online purchases.
- International Spend: Earn 2 points for every $1 spent on purchases made overseas or through international online merchants.
- Domestic Spend: Earn 1 point for every $1 spent on all other eligible transactions within the country.
- Points are capped at 200,000 annually, ensuring that all cardholders benefit fairly from the rewards program.
- Focus more on spending in categories that offer higher reward points to maximize the value of your purchases.
Contact Information
Citi provides clear contact details for assistance or inquiries. Customer service is easily accessible for any concerns.
The customer service number is 1-800-950-5114. Citi’s address is 388 Greenwich Street, Trading Building, 4th Floor, New York, NY 10013.
Always reach out for questions or clarifications. These details help ensure support when needed.
Final Thoughts on Earning Bonus Points Wherever You Go
This card helps you earn bonus points easily. Rewards on online, international, and domestic spending add value. No fees for extra cardholders make it convenient.
Knowing its features ensures smarter choices. Every purchase becomes more rewarding.
Disclaimer: Terms and conditions apply to all offers and benefits. Refer to Citi’s website for the latest information.
